Budget Calculator Australia
Estimate your monthly budget by comparing after-tax income with rent, bills, groceries, transport, debt repayments and other expenses.
Monthly expenses
$5,150.00
Monthly leftover
$1,350.00
Savings rate
20.8%
Disclaimer: Budget results are estimates only and do not replace personal financial advice.
What this calculator estimates
- •Monthly expenses
- •Monthly leftover money
- •Savings rate
- •Major spending categories
What affects the result
- •Income after tax
- •Housing costs
- •Bills and groceries
- •Debt repayments
- •Irregular annual expenses
Frequently asked questions
Should I use after-tax income?
Yes. Use income that actually reaches your bank account.
Does it include annual costs?
Convert annual costs to monthly amounts for better results.
What is a good savings rate?
It depends on your income, goals and costs.
Is this financial advice?
No. It is a simple planning estimate.
Independent estimate disclaimer
Oz Pay Check is an independent, privately operated calculator website. Results are estimates only and do not constitute financial, tax, legal, lending, property, employment, Centrelink, Services Australia, ATO or government advice. Actual results may differ due to lender rules, state laws, awards, agreements, government assessment, transaction dates, concessions, exemptions, tax treatment and your personal circumstances.