Privacy Policy

Oz Pay Check is an independent, privately operated calculator website. We are not affiliated with, endorsed by, authorised by, sponsored by, or connected to the Australian Taxation Office (ATO), Services Australia, Centrelink, myGov, or any Australian Government department, agency, program, portal, service or official website.

Any references to the ATO, Centrelink, Services Australia, myGov, tax rates, government payments or government programs are provided for general information and calculator-estimate purposes only. These names remain the property of their respective government bodies and are used only to identify the relevant public programs.

Oz Pay Check does not provide official tax assessments, Centrelink eligibility decisions, payment approvals, government advice, financial advice, tax advice or legal advice. Results are estimates only and may differ from official outcomes.

For official information, eligibility decisions, payment rates, tax obligations and personal advice, users should contact or visit the official Australian Taxation Office, Services Australia, Centrelink and myGov websites directly, or speak with a qualified professional.

Oz Pay Check provides estimates based on the details you enter and the calculator settings selected, including tax year, pay frequency, superannuation, HECS/HELP, Centrelink and Child Care Subsidy options.

The calculator does not cover every personal circumstance, deduction, offset, salary packaging arrangement, award condition, residency issue, family situation or government rule. Actual tax, superannuation, Centrelink and childcare subsidy outcomes may differ from the estimate shown.

Rates, thresholds and payment rules may change. Always check official government websites or speak with a qualified professional before making financial decisions.

At Oz Pay Check, your privacy is not an afterthought — it is built into the core of how our application works. We designed this calculator so that your financial information never leaves your device.

This policy explains, in plain language, exactly what happens with your data when you use Oz Pay Check. If anything is unclear, you can reach us at the contact details at the bottom of this page.

Oz Pay Check is a client-side application. This means all calculations happen inside your web browser, on your device. The numbers you enter are processed by JavaScript running locally — they are never sent to a server, never stored in a database, and never logged.

You can verify this yourself: disconnect your internet after the page loads and the calculator will still work perfectly. This is because there is no server doing the maths — your browser does it all.

When you use the "Copy Share Link" button, we encode your current calculator inputs directly into the web address (URL). This allows you to save your scenario or share it with others.

We may use cookies, browser storage, analytics tools and Google AdSense advertising technology for the following purposes:

• Essential cookies: Required for the website to function — such as remembering your preferences while you use the calculator.
• Analytics cookies: Help us see which features people use most, so we can focus on improving what matters.
• Advertising cookies (Google AdSense): Third-party advertisers may use cookies to show relevant ads. These are not controlled by us. You can manage your ad preferences or opt out at Google's Ad Settings.

You can disable cookies in your browser settings at any time. The calculator will continue to work without them.

Our calculator links to official Australian Government websites — such as the ATO and Services Australia — so you can verify rates and thresholds. We are not responsible for the privacy practices of these external sites. We encourage you to read their privacy policies when you visit them.

Oz Pay Check is designed for adults managing their own finances. We do not knowingly collect or process information from anyone under the age of 18. If you believe a minor has used our service, please contact us so we can take appropriate steps.

If we ever change how Oz Pay Check handles data, we will update this page and revise the "Last updated" date. Because your financial data is processed locally, any changes to this policy will not retroactively affect data you have previously entered — because we never had it in the first place.

If you have questions, concerns, or requests about your privacy while using Oz Pay Check, please reach out:

Email: Contact@ozpaycheck.com.au

We aim to respond to all privacy-related enquiries within 5 business days.