Mortgage Repayment Calculator Australia
Estimate home loan repayments across weekly, fortnightly and monthly pay cycles using loan amount, interest rate and loan term.
Monthly repayment
$3,694.30
Fortnightly repayment
$1,705.06
Weekly repayment
$852.53
Total interest
$729,949.15
Disclaimer: Mortgage repayment results are estimates only and are not a loan offer, credit approval, pre-approval or lending recommendation.
What this calculator estimates
- •Monthly home loan repayments
- •Weekly and fortnightly repayment equivalents
- •Total repayment over the loan term
- •Total interest paid over the term
What affects the result
- •Loan amount
- •Interest rate and whether it changes
- •Loan term
- •Fees, offset accounts and redraw behaviour
- •Principal-and-interest versus interest-only loans
Frequently asked questions
Is this a loan approval?
No. It is a repayment estimate only.
Does it include bank fees?
No. Add fees separately when comparing lenders.
Can rates change?
Yes. Variable rates and future rate changes can materially change repayments.
Does it include stamp duty?
No. Use the stamp duty calculator for property transfer duty estimates.
Independent estimate disclaimer
Oz Pay Check is an independent, privately operated calculator website. Results are estimates only and do not constitute financial, tax, legal, lending, property, employment, Centrelink, Services Australia, ATO or government advice. Actual results may differ due to lender rules, state laws, awards, agreements, government assessment, transaction dates, concessions, exemptions, tax treatment and your personal circumstances.