Free Australian pay calculator

Calculate your take-home pay

Enter your income and get a quick Australian pay, tax, super, HECS/HELP or Centrelink estimate.

Last updated: Calculator rates last reviewed: July 2026. Uses selected tax year settings where available. Current selected tax year: 2025-26. Estimates only.
1

Enter Your Details

Pay Frequency
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Receiving Centrelink Payments?

Works with or without a salary — estimate payments on their own or alongside your pay

2

Your Situation

Include Superannuation (Super)

Employer contributes to your retirement fund

%
Have a HECS/HELP Debt?

Repayment based on your income tier

Medicare Levy Exemption?

2% levy funds public healthcare

Private Health Insurance

Avoid Medicare Levy Surcharge

Student Loan

HELP, HECS, VSL, TSL, SSL, SFSS

Disclaimer: Results are estimates only and do not constitute financial, tax, legal, Centrelink, Services Australia, ATO or government advice. Oz Pay Check is independent and is not affiliated with, endorsed by, authorised by, sponsored by, or connected to the ATO, Services Australia, Centrelink, myGov or any Australian Government agency.

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Oz Pay Check helps Australians compare pay, tax, HECS/HELP, superannuation and Centrelink scenarios in one place. The homepage stays simple, while detailed SEO and guide content is available on the dedicated calculator and information pages.

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Built for Australian estimates

Oz Pay Check is independent and privately operated. Results are estimates only and do not replace official ATO, Services Australia, Fair Work, payroll, legal or financial advice.

Uses Australian-focused calculator assumptions
Shows tax, Medicare, HECS/HELP or Centrelink factors where relevant
Pre-rendered pages help users and search engines see content faster
Rates and assumptions should still be confirmed with official sources