Understand your
take-home pay
Enter your salary, estimate your Centrelink payments, or both — tax, super, Medicare and benefits, all in one place.
Oz Pay Check is a free Australian tax calculator and take-home pay calculator designed to help you estimate your weekly, fortnightly, monthly and annual income. You can also estimate superannuation, Medicare, Centrelink payments, Family Tax Benefit, Parenting Payment, JobSeeker, Rent Assistance and Child Care Subsidy.
Enter Your Details
Works with or without a salary — estimate payments on their own or alongside your pay
Your Situation
Employer contributes to your retirement fund
Repayment based on your income tier
2% levy funds public healthcare
Avoid Medicare Levy Surcharge
HELP, HECS, VSL, TSL, SSL, SFSS
Disclaimer: Results are estimates only and do not constitute financial, tax, legal, Centrelink, Services Australia, ATO or government advice. Oz Pay Check is independent and is not affiliated with, endorsed by, authorised by, sponsored by, or connected to the ATO, Services Australia, Centrelink, myGov or any Australian Government agency.
Advanced Settings
Trust, accuracy and updates
Understand what is included before you rely on an estimate
Learn how Oz Pay Check estimates take-home pay, tax, Medicare, super, HECS/HELP and Centrelink-style results, and why final ATO, payroll or Services Australia outcomes may differ.
Hourly, weekly and fortnightly after tax pages
Fast after-tax answers for common pay amounts
View FY 2026-27 after-tax breakdowns for common hourly rates, weekly pay and fortnightly pay amounts.
Centrelink income-test and comparison guides
Centrelink, pay comparison and state calculator pages
Explore income-test pages, pay comparison guides and state-specific stamp duty and long service leave pages.
Popular salary after tax pages
Salary after tax Australia 2026-27
Quickly view salary-specific take-home pay pages for FY 2026-27, including weekly, fortnightly, monthly and annual after-tax breakdowns.
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Australian pay, tax and Centrelink calculators
Pay Calculator Australia 2025-26
Oz Pay Check helps Australians estimate pay, tax, Medicare levy, superannuation, HECS or HELP repayments, Centrelink payments and Child Care Subsidy in one simple calculator. Use it as an Australian tax calculator, salary calculator, hourly pay calculator, after-tax calculator, Centrelink calculator and superannuation calculator.
Australian Pay Calculator 2025-26
Estimate your Australian gross pay, taxable income and take-home pay for the 2025-26 tax year. Oz Pay Check helps convert hourly, weekly, fortnightly, monthly and annual pay into clear results.
Take Home Pay Calculator Australia
Use the take-home pay calculator to estimate how much money may land in your bank account after income tax, Medicare levy, HECS or HELP repayments and other settings.
Hourly Pay Calculator Australia
Enter your hourly rate and hours worked per week to estimate weekly pay, fortnightly pay, monthly pay and annual salary before tax and after tax.
Centrelink Payment Calculator
Estimate selected Centrelink payments including JobSeeker, Parenting Payment, Family Tax Benefit, Rent Assistance and Age Pension based on the details you enter.
Child Care Subsidy Calculator
Estimate Child Care Subsidy, childcare fee reduction, gross childcare cost and out-of-pocket childcare cost using your family income, childcare hours and hourly childcare rate.
Superannuation Calculator
Estimate employer superannuation contributions, salary sacrifice super and annual concessional super amounts alongside your pay and tax results.
HECS / HELP Repayment Calculator
Estimate student loan repayments for HECS, HELP or student loan settings using your taxable income and selected tax year.
Novated Lease Calculator Australia
Estimate how a novated lease may affect your taxable income, take-home pay and salary packaging calculations.
Frequently asked questions
How do I calculate my take-home pay in Australia?
Enter your income amount, choose your pay frequency and select your situation. Oz Pay Check estimates your annual income, tax, Medicare, superannuation and net pay.
Can I calculate hourly pay into annual salary?
Yes. Choose hourly, enter your hourly rate and add your hours worked per week. The calculator estimates weekly, fortnightly, monthly and annual pay.
Does this calculator include superannuation?
Yes. Oz Pay Check estimates employer superannuation and can also account for salary sacrifice super settings.
Does this calculator include HECS or HELP repayments?
Yes. You can turn on student loan settings to estimate HECS, HELP or student loan repayments as part of your annual tax result.
Can I estimate Centrelink payments?
Yes. You can estimate selected Centrelink payments such as JobSeeker, Parenting Payment, Family Tax Benefit, Rent Assistance and Age Pension.
Can I estimate Child Care Subsidy?
Yes. Add children, childcare hours and childcare hourly rate to estimate Child Care Subsidy and out-of-pocket childcare costs.
Does the calculator include Medicare levy?
Yes. The calculator estimates Medicare levy unless you select an exemption or relevant situation setting.
Is Oz Pay Check financial advice?
No. Oz Pay Check gives estimates only. Actual tax, superannuation and Centrelink outcomes depend on your full circumstances and official government assessment.
Independent and contactable
About Oz Pay Check
Oz Pay Check is an independent Australian calculator website for estimating pay, tax, superannuation, Centrelink payments and Child Care Subsidy. We are not affiliated with the ATO, Services Australia, Centrelink, myGov or any Australian Government agency.
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Popular calculator pages
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Built for Australian estimates
Oz Pay Check is independent and privately operated. Results are estimates only and do not replace official ATO, Services Australia, Fair Work, payroll, legal or financial advice.